“I've spent 14 years in technology, including six building capital markets systems. With Niveshraai, my focus is simple: make the daily work of running an independent practice easier.”
Hemant Banafal
FounderLinkedIn
For SEBI-registered Research Analysts & Investment Advisers
Your research. Your clients. One organised practice.
Bring client onboarding, advice, acknowledgements and compliance records into your own branded workspace. Check before you publish. Retrieve the evidence when you need it.
3 months free · No credit card required
Then ₹4,999/month + applicable GST for up to 100 active clients. No revenue share. See pricing
- Your domain, your logo
- Your branding across the advisor workspace and client portal.
- You hold the money
- Your gateway, your bank. You remain the merchant of record.
- Advice stays yours
- You decide what goes out. It is delivered, tracked and acknowledged under your name.
Check before sendingRule-based checks and review records on outgoing content
Track acknowledgementsSee who received, read and acknowledged advice in the app
Retrieve the evidenceFinancial-year packs and scoped client records for your auditor
No revenue shareOne platform subscription; your client fees stay yours
Getting started
A clear path to your first client.
01
Verify your registration
A secure check against the SEBI register. Only live RAs and RIAs go past this step.
02
Add your brand and domain
Your logo, your colours, your domain, or a free subdomain while yours is being pointed.
03
Invite your first client
Set up your plans and required providers, then guide clients through KYC and agreements before sharing advice.
01 · The product
The work your practice needs to prove, all in one place.
From a complete client record to advice that is delivered and acknowledged, each workflow leaves the evidence behind it. Your clients use a portal carrying your brand.
Every published recommendation leaves a delivery and acknowledgement trail.
- Advice with a paper trailDraft, run the compliance check, publish. Every send records who received it, who opened it and who acknowledged.
- Gated on an active subscriptionPaid advice only reaches clients whose plan is current. Enforced at send time on every channel, not just hidden in the feed.
- Targeted by plan or portfolioSend a call to one plan, one model portfolio, or one client, without rebuilding the list each time.
02 · The evidence workflow
From the first check to the records your auditor asks for.
Keep the review, client response and supporting records connected. Evidence packs reflect what is recorded in the platform; they do not recreate missing history or certify compliance.
01 · Review before publishing
Rule-based checks flag risky language and block prohibited phrases. Acknowledged warnings and review results stay with the work. AI review adds context when available.
02 · Know who acknowledged
Publish advice to eligible clients in the app. Track delivery, reads and acknowledgements alongside their onboarding and subscription records.
03 · Retrieve the evidence
Download a financial-year evidence pack or a scoped export for a client or period. Share the captured records with your auditor; the professional audit stays theirs.
AI research drafts
A cited first draft for NSE and BSE companies; your judgement and signature stay in control.
Model portfolios
Build a weighted basket once, then manage it for every eligible client as one.
Billing to your account
Clients subscribe through your own gateway; you remain the merchant of record.
Your branded client portal
Your logo and colours, with a trial subdomain and your own domain configured during setup.
03 · The switch
Six spreadsheets, one WhatsApp group and a folder of PDFs.
If your day is split across spreadsheets, messages and PDFs, each handover is another record to reconcile. Bring these workflows into one workspace under your own brand.
Today
On Niveshraai
Your client book
TodayOne workbook per year, and only you know which tab is current.
On NiveshraaiOne roster carrying KYC status, risk profile, plan and holdings, searchable, always current.
Sending advice
TodayA broadcast to 200 numbers, with no record of who opened it.
On NiveshraaiPublish once; delivery, reads and acknowledgements are tracked per client in the app, with WhatsApp and Telegram alerts for clients.
Research
TodayEvenings and weekends, one company at a time.
On NiveshraaiA cited AI first draft for NSE/BSE companies: fundamentals, valuation, growth and risks. You review and corroborate it before use.
Getting paid
TodayChasing UPI screenshots and reissuing invoices by hand.
On NiveshraaiClients subscribe to your plans in-app and money settles to your own account. You stay merchant of record.
Compliance
TodayA folder you hope is complete the week an inspection lands.
On NiveshraaiRecords of in-app work, with a financial-year evidence pack, scoped exports and a calendar of practice obligations.
What clients see
TodaySomeone else's app, or no app at all.
On NiveshraaiYour domain, your logo, your colours, on the web and on their phone.
04 · Compliance boundaries
Built to preserve the evidence. Not to replace your responsibility.
Niveshraai gives the work a traceable structure. You remain responsible for your advice, regulatory decisions and practice obligations.
What stays with you
- The advice and suitability decision
- Annual audit and regulatory filings
- Renewal fees and PaRRVA status
- SCORES and client grievance obligations
- Core records stored in Mumbai
- Core client records, documents and backups are stored in Mumbai. AI and notification providers may process data outside India; see our Trust Center.
- Checks before publishing and sending
- Rule-based checks run on outgoing content. AI review adds context when available; if its allowance or service is unavailable, rule checks still apply.
- PaRRVA-aware performance claims
- The platform checks recorded PaRRVA enrolment before allowing past-performance language. That check does not verify the returns themselves.
- Records captured as you work
- In-app consent, suitability, delivery and acknowledgement events are timestamped. Work done outside the platform is not captured automatically.
- We are not a research provider
- Every recommendation is yours and goes out under your name. We never advise your clients ourselves.
- You stay merchant of record
- Clients pay into your own gateway account. We never take custody of your client funds.
05 · Simple pricing
One platform. One predictable monthly fee.
Your brand, your clients and your daily workflows. Start with 3 months free, then ₹4,999/month + applicable GST for up to 100 active clients. No revenue share.
Founding plan
3 months free₹4,999/month thereafter
First-year average: ₹3,749.25/month
Plus applicable GST and separate provider charges.
Up to 100 active clients
More than 100 clients?
Contact us- All six practice workflows included
- No percentage of your client fees
- Your client payments go to your gateway
Start free
No credit card required · Cancel anytime
Six workflows. Included in your plan.
From welcoming a client to retrieving their records, keep the work connected in your own branded workspace.
- Your branded workspace
- Your advisor workspace, client web app and practice page. Trial subdomain included; your domain configured during setup.
- Client records in one place
- Track onboarding, consent, agreements and subscriptions. Digital KYC and e-sign depend on provider setup.
- Advice with acknowledgements
- Check before publishing, then track in-app delivery, reads and client acknowledgements.
- Model portfolios
- Build weighted baskets and share rebalances with eligible clients. Broker access depends on supported connections.
- Client fees and invoices
- Manage plans, subscriptions and invoices. Client payments settle through your own gateway account.
- Evidence you can retrieve
- Retrieve captured records by financial year, client or period. Evidence packs support your auditor's work.
See the FAQs for AI usage and provider terms. WhatsApp and Telegram alerts require setup; clients read and acknowledge advice in the app.
06 · About Niveshraai
Technology for independent practices.
We build software for the daily work behind your research and advice, with your brand, client relationships and records at the centre.
Niveshraai is operated by Lakshuka Technologies Private Limited.
07 · Before you commit
Questions before you get started.
Still deciding? [email protected] · a real person answers.
See how your practice could run in one place.
Explore the workflow with us, or start your free trial. Registration verification and practice setup are part of onboarding.
3 months free · No credit card required · Cancel anytime
Contact
Talk to us
Questions about onboarding, pricing, or compliance? Send a note and we'll get back to you.
Prefer email? [email protected]